# HANI GAMAL
**Chief Technology Officer | Chief Information Security Officer | FinTech Enterprise Architect**
Cairo, Egypt | [hani@pm.me](mailto:hani@pm.me) | [+20-111-0972072](tel:+201110972072) | [h-any.com](https://h-any.com) | [LinkedIn](https://linkedin.com/in/hanigamal) | [GitHub](https://github.com/hanigamal)

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## EXECUTIVE PROFILE
Visionary, business-aligned Technology Executive (CTO & CISO) with **20+ years of experience** building high-throughput payment infrastructures, securing enterprise cloud environments, and driving digital transformation in the Egyptian and regional MENA financial markets. 

Co-Founder of **PayCore Egypt**, responsible for spearheading the end-to-end technical architecture, PCI-DSS Level 1 compliance certification, and multi-cloud resilience of core payment switches. Expert in bridging complex technical execution with board-level business goals, zero-trust cybersecurity, and practical AI automation.

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## CORE COMPETENCIES & DOMAIN EXPERTISE

- **Executive & Technology Leadership:** Technical Strategy, Board & Regulatory Advisory, Team Engineering (50+ Engineers), P&L Oversight, Tech Co-Founder.
- **FinTech & Payment Architecture:** ISO 8583, EMV Chip & Contactless, High-Frequency Switch Engines, POS & Merchant Acquiring, Digital Wallets, Real-time Fraud Detection.
- **Cybersecurity & Compliance:** PCI-DSS Level 1 Audit & Certification, CISO Governance, Zero-Trust Architecture, Penetration Testing, SOC Operations, ISO 27001.
- **Cloud-Native & Distributed Systems:** AWS/GCP/Azure Multi-Cloud Redundancy, Kubernetes, Microservices, Low-Latency C++/Go/Node.js backend architectures.
- **AI & Automation Utility:** Customizing LLM pipelines, autonomous agent workflows, and predictive analytics for FinTech automation.

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## PROFESSIONAL EXPERIENCE

### **PayCore Egypt** — Cairo, Egypt
**Co-Founder, Chief Technology Officer (CTO) & Chief Information Security Officer (CISO)** | *2018 – Present*
*Pioneered the core engineering and security foundation for PayCore Egypt, establishing it as a key payment service provider in the region.*
- **FinTech Scale:** Architected and deployed high-availability payment switches capable of processing millions of daily transactions with 99.999% uptime.
- **PCI-DSS Level 1 Certification:** Led the organization to achieve and maintain strict PCI-DSS Level 1 compliance certification across hybrid cloud and on-premise infrastructure.
- **Cybersecurity Leadership:** Established the enterprise CISO framework, zero-trust network policies, SOC monitoring, and automated incident response strategies.
- **Team Growth:** Built and mentored a top-tier cross-functional engineering team of 40+ software architects, DevOps engineers, and security specialists.
- **AI Integration:** Introduced AI-driven transaction monitoring and anomaly detection, reducing fraudulent payment attempts by 35%.

### **Enterprise FinTech & Security Advisory** — MENA Region
**Principal System Architect & Security Consultant** | *2012 – 2018*
*Advised commercial banks, payment processors, and tech scale-ups across Egypt and the Gulf on modernizing legacy infrastructure.*
- Directed cloud migration strategies for legacy financial systems, transitioning monoliths to cloud-native microservices on AWS and Azure.
- Conducted full-scope security audits, vulnerability assessments, and regulatory alignment for regional financial institutions.
- Designed low-latency API gateways enabling open banking integrations and seamless third-party PSP connections.

### **Senior Infrastructure & Security Engineer** — Regional Tech Ventures
**Lead Infrastructure Engineer** | *2004 – 2012*
- Managed enterprise Linux/Unix server fleets, database clusters (PostgreSQL, Oracle), and core network backbones.
- Implemented high-frequency transaction logging, automated backup redundancies, and disaster recovery sites.

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## KEY ACHIEVEMENTS & IMPACT

- 🏆 **Zero-Breach Track Record:** Maintained 100% security integrity across 20+ years of managing sensitive financial data.
- ⚡ **High Concurrency:** Built architectures processing microsecond-level payment transactions under peak market loads.
- 🛡️ **Regulatory Mastery:** Deep working knowledge of Central Bank of Egypt (CBE) regulations, NTRA standards, and international security protocols.

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## EDUCATION & CREDENTIALS

- **B.Sc. in Computer Science / System Engineering**
- **Continuous Industry Certifications & Training:**
  - Executive Leadership & Strategic Management
  - PCI-DSS Qualified Security Professional Alignment
  - Cloud Solutions Architect Professional (AWS / GCP)
  - Information Security & CISSP Alignment

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## LANGUAGES
- **Arabic:** Native
- **English:** Full Professional Proficiency